Use Policy

All content and links on are provided for information purposes only. The content of this site is subject to change without notice. When applicable, we encourage you to carry out your own research before acting or relying on any of the information provided. While we make every effort to ensure the most accurate, up-to-date information, we provide no warranty or guarantee as to the accuracy, timeliness, performance, or completeness of the information provided. We are not responsible for inaccuracies that may occur. We would like to correct them, however, so please notify us by email, mail or phone if you find an error.

If you would like to suggest content for consideration to be included on, we would like to hear from you. Similarly, if you would like to be excluded from content on, please contact us. We value your comments and suggestions. is not liable for any loss or damage caused by your reliance on information obtained through this site. In no event shall be liable for any direct, indirect, punitive, incidental, special or consequential damages, lost profits or lost business, arising out of or relating to the site. Your sole remedy for dissatisfaction with the site is to stop using it. If you enjoy the site and would like to share it with others, we welcome links from outside sites to

Every effort is made to keep the website up and running smoothly. However, takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Any display advertising and sponsored content are paid by the advertiser to promote their business or services. Inclusion does not indicate, expressly or implicitly, any endorsement, sponsorship or approval by the publisher. reserves the right to refuse advertising we deem inappropriate.

For your convenience provides links to other websites (third-party sites), but does not control the content or services on third-party sites and expressly disclaims any responsibility for the content, accuracy of information and any products or services available on them. We provide third-party links for reader convenience only. Links do not indicate, expressly or implicitly, any endorsement, sponsorship or approval by us.

The entire contents of (including but not limited to design, content, layout, appearance, domain name and logo) are the property of PageWorks, LLC, and is protected by copyright with all rights reserved. It may not be replicated or republished in anyway without written permission from the publisher and the site may not be mirrored or appear within the frames of another site. Published links to are welcome without permission. Unauthorized use of this site may give rise to a claim for damages and/or be a criminal offense.

Privacy Policy does not use cookies and is committed to protecting users’ privacy on the Internet. does not sell or share any personal information you voluntarily supply when you subscribe, order, enter a contest or provide your email address. We may, however, collect anonymous information about our audience in aggregate by tracking usage, such as time spent on our site, popularity of specific pages and how users move through the pages on the site.

This site also utilizes Google Analytics, a free web analytics tool that helps website owners understand how their visitors engage with their website. Google Analytics collects information anonymously, and much like examining footprints in sand, it reports website trends without identifying individual visitors. Analytics uses its own cookie to track visitor interactions. The cookie is used to store information, such as what time the current visit occurred, whether the visitor has been to the site before, and what site referred the visitor to the web page. Google Analytics customers can view a variety of reports about how visitors interact with their website so they can improve their website and how people find it. A different cookie is used for each website, and visitors are not tracked across multiple sites. To disable this type of cookie, some browsers will indicate when a cookie is being sent and allow you to decline cookies on a case-by-case basis. In addition to declining cookies, you can also install the Google Analytics Opt-out Add-on in your browser, which prevents Google Analytics from collecting information about your website visits. For more information about Google Analytics and to access the Opt-out Add-on, visit partners with the Google ad network and third party vendors to place relevant ads on Third party vendors, including Google, use cookies to serve ads based on a user’s prior visits to this site. Google uses the DoubleClick DART cookie in the ads served on websites of its partners, such as websites displaying AdSense ads (this site) or participating in Google certified ad networks. When users visit a Google partner’s website and either view or click on an ad, a cookie may be dropped on that end user’s browser. The data gathered from these cookies are used by Google to serve and manage ads on this site and across the web. Google’s use of the DART cookie enables it and its partners to serve ads to users based on their visit to this site and/or other sites on the Internet.

Users may opt out of the use of the DART cookie by visiting the advertising opt-out page at Alternatively, users can opt out of a third-party vendor’s use of cookies by visiting the Network Advertising Initiative opt-out page at

For Internet safety information from Google, visit

You agree to indemnify, defend and hold harmless and its members, managers, officers, employees, agents and the assigns of same, from and against any and all loss, costs, expenses (including reasonable attorneys’ fees and expenses), claims, damages and liabilities related to or associated with your use of and any violation of this Use and Privacy Policy by you.

By accessing or using any part of you signify your agreement with the conditions of this Use and Privacy Policy. We may change this policy from time to time by updating this page. By using our site, you signify your agreement with the policy in effect as of the date of such use.

Last modified: April 13, 2016